What are the compulsory insurance policies?

Insurance contracts

Home insurance

Home insurance

Home insurance must be taken out by all owners if they wish to benefit from a refund in the event of damage caused either by a person or by a natural disaster.

Car insurance

Car insurance

Car insurance is compulsory for all vehicle owners, allowing them to benefit from coverage in the event of an accident, fire or theft.

Health-insurance

Health insurance

Thanks to health insurance, you can benefit from refunds for treatments, surgical interventions, purchase of medication or a visit to the doctor.

Civil-liability-insurance

Civil liability insurance

Civil liability insurance covers you if you cause the destruction of someone else’s property or an accident. However, you will not be protected if the accident is deliberate.

The insurance sectors

Who are the main players in the market?

The insurance sectors

Online quotation and subscription

Insurance can be taken out online to speed up the process. You thus need to start by comparing the available offers out there with the help of an insurance comparison tool. Once you have found a good enough offer, you should go to the insurer’s website and ask for a quote for the chosen formula and a list of the associated guarantees.

Insurance brokerage

Insurance brokerage

The broker is the sole contact person for his or her clients

Although insurance brokerage is considered a fairly recent service in the market, more and more providers are willing to use it. It is true that insurers already advertise their offers through various communication channels, but competition is fierce and they are struggling to attract customers.

In response to this situation, many insurance institutions chose to work with brokers. These are specialists in the insurance field and act as intermediaries between insurers and customers. Their job is to attract new customers for the insurance companies and get paid a fee for their service. It has to be said that one of the most sought-after brokerage companies out there is Msamlin, thanks, particularly to its high-standard services.

Insurance

The most common types of insurance

Multi-risk home insurance

Multi-risk home insurance

Housing

Car insurance without a licence

Car insurance without a licence

Cars

Electric bike insurance

Electric bike insurance

Bikes

Health insurance

Health insurance

Health

Insurance premiums

Payments and insurance contributions

Online payment

How can one pay his or her premiums online?

Insurance companies are becoming more and more technologically savvy. It is therefore no longer necessary to go to the provider’s office to request information or to take out an insurance policy. What is more, some companies operate exclusively online, and they happen to be renowned insurers.

All well-known insurance companies have built themselves websites to better target customers from different countries and to make it easier for them to subscribe. The latter can be done directly by opening a virtual account through which every interaction with the insurer will take place, including the payment of contributions and the monitoring of the various transactions carried out by the account owner.

Online payment

Contract conditions

The regulations governing the modification of the insurance contract

Termination on expiry

Termination on expiry refers to the decision not to renew the contract upon expiry.

The insured person's change of address

When the insured person moves house, he or she is compelled to notify the insurer of his or her new address.

Contribution rate increase

A contribution rate increase is applied as a sanction if the debt is not paid on time.

Is bundling insurance policies a good idea?